Introducing Migration Wealth Management!

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< 1 minute read
At the end of February 2022, I started my own wealth management company named Migration Wealth Management.

Migration Wealth Management is fee-only wealth management firm that specializes in providing financial planning and investment management to people in their 30s and 40s.

My goal is to build long-term relationships with clients where I help them with all aspects of their financial lives.

I’m working on getting the Migration Wealth Management name out there and looking for people who I can help and who would benefit from my services.

So, if you or someone you know is interested in learning more about what that means and what it might look like to become a client, I’d love to have the opportunity to talk!

Schedule 1 Hour Intro & Discovery Meeting Zoom Video Call

Are You Intentional With Your Money?

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3 minute read

At the end of each month on my podcast (Circle City Success), my co-host Jason and I recap the episodes for the month and speak about some of the common themes and things that we learned. Last month, we had a special guest host (and former podcast guest) do the recap with us, which was really fun. As I was thinking about the recap, and the theme that we heard of intentionality, it made me think of a question that people should be asking themselves more often: Are you intentional with your money? Read More

Should I Pay Down Student Loans As Fast As Possible or Invest for Retirement?

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5 minute read

Over the weekend I spoke to a friend who graduated from physical therapy school earlier this year. He didn’t have any help with school expenses and graduated with $160,000 in student loans. To his benefit, he’s pretty frugal and has a good natural sense about money. However, $160,000 is a really big number and it has him worried. He’s been asking himself if he’s going to be able to be okay with that amount of debt and whether the right decision is to pay down the debt as quickly as possible or if he should save for retirement as well. Read More

Federal Student Loan Payment Pause Extended Through January 31, 2022

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Federal Student Loan Payment Pause Extended Through January 31, 2022
3 minute read

Federal student loan payments have been paused since March 2020. As of August 6, that pause has been extended “one final time” through January 31, 2022. What this means is that Federal student loan payments will not be required until February 2022 and that interest on these loans will not accrue during that time. Read More

Align Your Values and Your Money

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3 minute read

The goals that you want to achieve in life, which in turn drive your financial goals, are probably aligned with your values. For example, people who don’t value travel don’t have goals of traveling the world. People who value helping those who are less fortunate than them may have significant charitable contribution goals. However, sometimes what we say that we value, and in turn, what we say that our goals are is idealistic rather than realistic. Read More

5 Questions to Help You Determine Your Financial Goals

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5 Questions to Help You Determine Your Financial Goals
3 minute read

What are your goals? This is a question that you’ll inevitably be asked in one way or another if you begin working with a financial planner. I work with a lot of clients who are in their 30s and 40s and it seems to be a difficult question to answer for most of them. Clients often tell me that they’re not sure what their goals are (or what they should be) and they’re looking for help in defining them. Read More

Should I Opt Out of Monthly Child Tax Credit Payments?

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Child Tax Credit
3 minute read

As I wrote last week, you may be set to receive Advance Child Tax Credit payments if you received a Child Tax Credit on the last tax return that you filed and your income qualifies you for the payments. You should have received a letter from the IRS about this if you qualify. Essentially, (again, if you qualify) the IRS will be sending half of your estimated 2021 Child Tax Credit as advance payments from July through December. If you want to learn more about Advance Child Tax Credit payments, you can find the article here. Read More

2021 Advance Child Tax Credit Payments

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3 minute read

Kids are expensive. According to the USDA, the cost of a middle-income married couple raising a child born in 2015 was expected to be $233,610 from birth through the child’s age 171. That seems like an insane amount of money. Luckily, a law passed earlier this year may help out with a small portion of your 2021 expenses. Read More

7 Lessons from 7 Years as a Financial Planner

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6 minute read

It’s been 76 days since I published my last blog post on Certifiably Financial. This is by far the longest amount of time between posts since I first shared the blog with the world on June 11, 2018. I used to have ideas of what I should write about all the time, but I’ve been experiencing writer’s block this year. That, coupled with not prioritizing time for writing and making a habit to do it even when I don’t want to, don’t have an idea, or don’t feel like I have enough time, has led to me slacking. Read More