If something were to happen to you today, what would happen to your stuff? Who would be responsible for your kids? Who would pay your bills? Who would decide if you should receive life-sustaining support?
Get Rid of Unused Subscription Services
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When is the last time that you looked at your subscription services or bills and really evaluated if you can save money? When the payments for services like these are pulled automatically from your bank account you’re less likely to evaluate the costs – out of sight out of mind. You may have forgotten that you’re paying for something that you’re not even using.
I Use a Credit Card
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I use my credit card to pay for everything that I can. BUT, I pay the balance in full every month.
What do you know about your debt?
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Do you know how much debt you have and when it will be paid off?
Time Value of Money
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What is the time value of money (TVM)? This means that a dollar is worth more today than it would be in the future.
Keeping up with the Joneses
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Remember the commercial where the guy talks about how great his life is with his nice 4-bedroom house, his new car, and his country club membership?
How will you use your bonus and/or tax return?
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Many people will soon receive their annual bonus and/or tax return. What do you plan to do with your wad of cash? Save it, pay down debt, spend it?
How discipline makes reaching my goals easier
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A couple of weeks ago, my girlfriend, Amanda, told me that she sometimes thinks I’m a boot camp drill sergeant because she was at the gym early in the morning and I told her it was good for her.