Earlier this month, I turned 26 years old which means that I’ll no longer to be covered under my parents’ health insurance as of the last day of September. Since I work for a small business that doesn’t provide insurance, it’s up to me to find coverage for myself. Navigating the health insurance landscape is very confusing so I wanted to document my findings and hopefully make the process easier for others, whether you’re aging out of coverage on your parents’ policy or you’ve lost coverage for any other reason. This isn’t going to be an exhaustive review, but hopefully more of a helpful guide to point you in the right direction and offer some of the insight that I’ve found through my research.
Insurance
The Most Useful Employee Benefits That You’re Not Taking Advantage Of
3 minute read
I’ve written a lot about employee benefits over the past couple of months and I wanted to compile some thoughts on what you should consider into one post. Open enrollment is right around the corner for many and this should help you to be more intentional in choosing your benefits rather than going into it and guessing or hoping that you made the right choice.
Don’t Lose Your Insurance
2 minute read
Have you ever thought about what would happen to the life and disability insurance coverages that you have through your employer if you quit your job, found new employment, started your own business, were fired, or retired? They’d probably be gone, right? And your family would be left unprotected.
Are You Afraid of High Deductible Health Plans?
3 minute read
When Open Enrollment comes around, a lot of people simply choose the health insurance option that has the lowest deductible rather than completing an in-depth analysis of the benefits of each of the available plans. Although they’re becoming more popular, many people shy away from High Deductible Health Plans (HDHPs) due to the seemingly large cash outlay required. Even the name sounds scary.
If You Received a Large Sum of Cash Today, What Would You Do with It?
3 minute read
The term “a large sum of cash” has a different meaning to everyone. To me, $500 would be a large sum of cash, but to others who are wealthier than me this may not seem like something to get excited about. Maybe a better question would be, “If you were handed a meaningful sum of cash today, what would you do with it?”
An Easy Way to Save Money on Insurance
2 minute read
Insurance. It’s the necessary evil, right? Hopefully, we never have to use it.
Financial Spring Cleaning
< 1 minute read
It’s the first day of spring which means it’s time to start thinking about financial spring cleaning.
Cancer Policy
< 1 minute read
I don’t sell financial products, and if it’s up to me, I never will. Sometimes I wonder how it can even be legal to sell some of the crap that’s on the market.
