We all procrastinate sometimes – doing laundry, taking out the trash, going to the gym, handling personal finances.
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Financial Relationships
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If you’re in a relationship, then I’m willing to bet that one of you is more of the “money person” and one is more of the “free-spirited person”.
Break Down Goals Into Smaller Goals
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I think it’s important to identify realistic financial goals and break them down into smaller goals to help ensure that you’ll accomplish what you’d like and that you will be able to adequately pay for them.
Home Purchase Considerations
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Spring time is the best time to sell your home – we’ve all heard this one before, right?
Get Rid of Unused Subscription Services
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When is the last time that you looked at your subscription services or bills and really evaluated if you can save money? When the payments for services like these are pulled automatically from your bank account you’re less likely to evaluate the costs – out of sight out of mind. You may have forgotten that you’re paying for something that you’re not even using.
Time Value of Money
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What is the time value of money (TVM)? This means that a dollar is worth more today than it would be in the future.
Keeping up with the Joneses
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Remember the commercial where the guy talks about how great his life is with his nice 4-bedroom house, his new car, and his country club membership?
How will you use your bonus and/or tax return?
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Many people will soon receive their annual bonus and/or tax return. What do you plan to do with your wad of cash? Save it, pay down debt, spend it?
How discipline makes reaching my goals easier
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A couple of weeks ago, my girlfriend, Amanda, told me that she sometimes thinks I’m a boot camp drill sergeant because she was at the gym early in the morning and I told her it was good for her.
