It’s been 76 days since I published my last blog post on Certifiably Financial. This is by far the longest amount of time between posts since I first shared the blog with the world on June 11, 2018. I used to have ideas of what I should write about all the time, but I’ve been experiencing writer’s block this year. That, coupled with not prioritizing time for writing and making a habit to do it even when I don’t want to, don’t have an idea, or don’t feel like I have enough time, has led to me slacking.
Drew’s Method
Keystone Financial Habits
5 minute read
The beginning of the year is one of the main times when people are motivated and looking to create new positive financial habits that will lead to a better financial life. If there were only a handful of financial habits for you to focus on developing this year, what would they be? What are those few things that you should focus your time on?
Top 5 Certifiably Financial Posts of 2020
< 1 minute read
Thank you to everyone who has read this blog this year!
Thankful 2020
< 1 minute read
Thanksgiving is a holiday that we set aside to celebrate our blessings and what we’re thankful for, but I think that we should do this every day.
5 Reasons Why You Should Not Use an Advisor 529 Savings Plan
5 minute read
Finding a way to pay for at least part of a child’s or grandchild’s college education is a goal of many parents and grandparents. Unfortunately, the fast rising costs of college can make achieving this goal difficult. According to finaid.org, college education expenses are inflating at an average of 8% per year1.
Should I Refinance My Mortgage?
5 minute read
With record low interest rates many people have been asking themselves lately if it makes sense for them to refinance their home mortgage. A rule of thumb that’s often thrown around is that if you can refinance and lower your mortgage interest rate by 1%, then you should consider doing so. As with many personal finance rules of thumb, this generalization leaves out too many other factors that should be used to guide your decision making. Here are some guidelines to help you figure out if refinancing your mortgage makes sense for your personal situation.
Reverse Budgeting
3 minute read
In January, Amanda and I bought airfare and started making plans for a 2-week trip to Italy in May to celebrate our 1-year anniversary a little early. That fell flat on its face. Instead, last week we went to Savannah to celebrate. We went on the trip without an itinerary, list of things to do, or a budget.
2020 Mid-Year Check-In
3 minute read
We’re halfway through a crazy year. In normal times, it’s easy to get caught up in the day-to-day of life and not pay attention to your personal finances. It’s been much easier to do that this year with everything that we’ve been facing. Ideally, you’ve been monitoring and tracking your progress towards your financial goals on a consistent basis throughout the year. If you have, then this may be a good time to take a step back and look at the bigger picture. If you haven’t then this is a great opportunity to start.
Certifiably Financial 2nd Anniversary
2 minute read
Two years ago on June 11, 2018, I was finally at a point where I felt comfortable sharing this blog on my social media channels. My natural tendency is to be a perfectionist so I wanted to wait until I learned everything about how to create a website. I wanted to make sure that it actually looked good before sharing it with the world.
The Wealth Gap
2 minute read
I don’t have anything profound to write today, but I do want to share an article from someone who is a much better writer and much deeper thinker than me that I would like for you to read.
