Have you ever heard the term ‘lifestyle creep’?
Mindset
How will you use your bonus and/or tax return?
Many people will soon receive their annual bonus and/or tax return. What do you plan to do with your wad of cash? Save it, pay down debt, spend it?
How discipline makes reaching my goals easier
A couple of weeks ago, my girlfriend, Amanda, told me that she sometimes thinks I’m a boot camp drill sergeant because she was at the gym early in the morning and I told her it was good for her.
Pack Your Lunch
Over their 30 years of marriage, I bet you could count on two hands how many times my dad has gone to work without a lunch packed for him by my mom. I remember growing up that she would always pack the leftovers from the night before and have his lunch box on the counter ready to go for him each morning.
Why should I create a budget?
I think that many people inherently see a budget as being restrictive and dreadful. That’s not the way that I see a budget and that’s not the way that I think you should see it.