Some people see a tax refund as “free money” or a “bonus” while the reality is that this is your money that you have essentially been lending to the IRS as an interest-free loan.
Save
Make Saving Easy
< 1 minute read
If you’re not good at saving, try making it as easy on yourself as possible.
Get Rid of Unused Subscription Services
< 1 minute read
When is the last time that you looked at your subscription services or bills and really evaluated if you can save money? When the payments for services like these are pulled automatically from your bank account you’re less likely to evaluate the costs – out of sight out of mind. You may have forgotten that you’re paying for something that you’re not even using.
Time Value of Money
< 1 minute read
What is the time value of money (TVM)? This means that a dollar is worth more today than it would be in the future.
How will you use your bonus and/or tax return?
< 1 minute read
Many people will soon receive their annual bonus and/or tax return. What do you plan to do with your wad of cash? Save it, pay down debt, spend it?
How discipline makes reaching my goals easier
< 1 minute read
A couple of weeks ago, my girlfriend, Amanda, told me that she sometimes thinks I’m a boot camp drill sergeant because she was at the gym early in the morning and I told her it was good for her.
Creating a Financial Foundation
< 1 minute read
How do you know if you have a solid financial foundation in place?
Pack Your Lunch
< 1 minute read
Over their 30 years of marriage, I bet you could count on two hands how many times my dad has gone to work without a lunch packed for him by my mom. I remember growing up that she would always pack the leftovers from the night before and have his lunch box on the counter ready to go for him each morning.
Why should I create a budget?
< 1 minute read
I think that many people inherently see a budget as being restrictive and dreadful. That’s not the way that I see a budget and that’s not the way that I think you should see it.
